Grants are based on demonstrated need and don’t need to be repaid. The best part: you could be eligible for more than one grant. To qualify for available federal grants, be sure to complete the Free Application for Federal Student Aid (FAFSA) annually.
Educational loans are designed to help students by providing loan funds at reasonable interest rates with extended repayment plans.
Your financial aid package may include an alternative loan.
- Private/alternative educational loans are not federally subsidized. They are loan programs funded entirely by private institutions such as banks.
- You/your parents must qualify for these loans based on various factors such as credit rating, grade level or income.
- You are not guaranteed to qualify for a private/alternative loan. You must meet the lender’s qualifying criteria.
Federal Work Study
The Federal Work-Study Program (FWS) allows you to earn money for school by working at a federally-funded job on or off campus, and can cover personal, school-related and miscellaneous expenses. A FWS job also has the added bonus of giving you work experience in a positive and supportive environment. FWS positions are available to all students who meet eligibility requirements.